CD Rate Sheet
Effective as of September 24, 2008
To verify current rates, please contact a customer service representative
at
802-728-9611 or inquire at your local RNB office.
| Term Of CD | Minimum Deposit to Open* | Interest Rate | Annual Percentage Yield | Rewards Interest Rate | Rewards Annual Percentage Yield |
|---|---|---|---|---|---|
| 7 to 181 Days | $20,000 $2,500 $1,000 |
0.87% 0.62% 0.62% |
0.87% 0.62% 0.62% |
1.00% 0.75% 0.75% |
1.00% 0.75% 0.75% |
6 Month No-Penalty |
$10,000 $2,500 |
2.34% 2.24% |
2.37% 2.27% |
2.47% 2.37% |
2.50% 2.40% |
| 6 to 11 Month | $10,000 $2,500 |
2.34% 2.24% |
2.37% 2.27% |
2.47% 2.37% |
2.50% 2.40% |
| 12 Month "Small Saver" (additional deposits permitted) |
$100 | RNB Checking Customers Only |
RNB Checking Customers Only |
2.22% | 2.25% |
| 12 to 13 Month | $10,000 $2,500 $500 |
2.97% 2.87% 2.78% |
3.01% 3.91% 2.82% |
3.10% 3.00% 2.91% |
3.15% 3.05% 2.95% |
| 14 to 23 Month | $10,000 $2,500 $500 |
2.58% 2.49% 2.39% |
2.61% 2.52% 2.42% |
2.71% 2.62% 2.52% |
2.75% 2.65% 2.55% |
| 18 Month "Bump Up" | $500 | 3.07% | 3.12% | 3.20% | 3.25% |
| 18-24 Month "Cash and Carry" |
$1,000* | RNB Checking Customers Only |
RNB Checking Customers Only |
3.20% | 3.25% |
| 24 Month Variable** (additional deposits of $250 or more permitted) |
$1,000 | 1.62% |
1.63% | 1.62% | 1.63% |
| 24 to 29 Month | $10,000 $2,500 $500 |
2.34% 2.24% 2.14% |
2.37% 2.27% 2.16% |
2.47% 2.37% 2.27% |
2.50% 2.40% 2.30% |
| 30 month | $10,000 $2,500 $500 |
2.58% 2.49% 2.39% |
2.61% 2.52% 2.42% |
2.71% 2.62% 2.52% |
2.75% 2.65% 2.55% |
| 36 Month | $10,000 $1,000 |
2.68% 2.58% |
2.72% 2.61% |
2.81% 2.71% |
2.85% 2.75% |
| 60 Month | $10,000 | 3.07% | 3.12% | 3.20% | 3.25% |
* With the exception of our "Cash'n'Carry CD", your minimum daily balance must equal the minimum deposit requirement for each CD in order to obtain the stated Annual Percentage Yield. The minimum daily balance requirement to obtain the stated APY on our "Cash'n'Carry CD" is $750.
** The 24 Month Variable CD rate is based on the 90-day Treasury bill rate, and it adjusts quarterly.
- The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal prior to maturity will reduce earnings.
- The rates and yields are accurate as of the above date.
- To obtain current rate information, call 802-728-9611.