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Equal Housing Lender
EQUAL HOUSING LENDER

EQUAL HOUSING LENDER EQUAL HOUSING LENDER LOGO MEMBER FDIC

CD Rate Sheet

Effective as of July 26, 2010
To verify current rates, please contact a customer service representative at
802-728-9611 or inquire at your local RNB office.

Term Of CD Minimum Deposit to Open*
Minimum Balance To Obtain The APY*
Interest Rate Annual Percentage Yield Rewards Interest Rate Rewards Annual Percentage Yield
7 to 181 Days
$20,000
$2,500
$1,000

$20,000
$2,500
$1,000
0.37%
0.12%
0.12%
0.37%
0.12%
0.12%
0.50%
0.25%
0.25%
0.50%
0.25%
0.25%

6 Month No-Penalty
(see details CD Terms)

$10,000
$2,500

$10,000
$2,500
0.62%
0.52%
0.62%
0.52%
0.75%
0.65%
0.75%
0.65%
6 to 11 Month
$10,000
$2,500

$10,000
$2,500
0.87%
0.77%
0.87%
0.77%
1.00%
0.90%
1.00%
0.90%
12 Month "Small Saver"
(additional deposits permitted)
$100

$100
RNB Checking Customers Only
RNB Checking Customers Only
1.00%
1.00%
12 to 13 Month
$10,000
$2,500
$500

$10,000
$2,500
$500
1.11%
1.01%
0.91%
1.12%
1.02%
0.92%
1.24%
1.14%
1.04%
1.25%
1.15%
1.05%
14 to 23 Month
$10,000
$2,500
$500

$10,000
$2,500
$500
1.21%
1.11%
1.01%
1.22%
1.12%
1.02%
1.34%
1.24%
1.14%
1.35%
1.25%
1.15%
18 Month "Bump Up"
$500

$500
1.36%
1.37%
1.49%
1.50%
18-24 Month
"Cash and Carry"
$1,000*

$750*
RNB Checking Customers Only
RNB Checking
Customers Only
1.49%
1.50%
24 Month Variable**
(additional deposits of $250 or more permitted)
$1,000

$1,000

0.15%
0.15%
0.15%
0.15%
24 to 29 Month
$10,000
$2,500
$500

$10,000
$2,500
$500
1.51%
1.41%
1.31%
1.52%
1.42%
1.32%
1.64%
1.54%
1.44%
1.65%
1.55%
1.45%
30 month
$10,000
$2,500
$500

$10,000
$2,500
$500
1.60%
1.51%
1.41%
1.61%
1.52%
1.42%
1.73%
1.64%
1.54%
1.75%
1.65%
1.55%
36 Month
$10,000
$1,000

$10,000
$1,000
1.85%
1.75%
1.87%
1.77%
1.98%
1.88%
2.00%
1.90%
60 Month
$10,000

$10,000
2.10%
2.12%
2.23%
2.25%

* With the exception of our "Cash'n'Carry CD", your minimum daily balance must equal the minimum deposit requirement for each CD in order to obtain the stated Annual Percentage Yield.

** The 24 Month Variable CD rate is based on the 90-day Treasury bill rate, and it adjusts quarterly.

  • Please inquire to see how to qualify for "Rewards Club Interest Rates".
  • The annual percentage yield assumes interest will remain on deposit until maturity. There is a penaly for early withdrawal and a withdrawal prior to maturity will reduce earnings.
  • The rates and yields are accurate as of the above date.
  • To obtain current rate information, call 802-728-9611.