EQUAL HOUSING LENDER 
MEMBER FDIC
IRA Rates
Effective as of July 26, 2010
To verify current rates, please contact a customer service representative
at 802-728-9611 or inquire at your local RNB office.
| Term of IRA CD |
Minimum Deposit To Open |
Minimum Balance To Obtain The APY |
Interest Rate |
Annual Percentage Yield |
|---|---|---|---|---|
| 6 - 11 mo. IRA Variable Rate (Additional deposits allowed. Interest rate may vary after account opening.) |
$10,000 $250 |
$10,000.00 |
1.00% 0.90% |
1.00% 0.90% |
| 6 - 11 mo. IRA Fixed Rate |
$500 |
$500.00 |
1.00% |
1.00% |
| 12 - 17 mo. IRA Variable Rate (Additional deposits allowed. Interest rate may vary after account opening.) |
$10,000 $250 |
$10,000.00 |
1.24% 1.14% |
1.25% 1.15% |
| 12 - 17 mo. IRA Fixed Rate |
$10,000 $1,000 |
$10,000.00 |
1.24% |
1.25% 1.15% |
| 18 - 23 mo. IRA Fixed Rate |
$10,000 $1,000 |
$10,000.00 |
1.49% |
1.50% 1.40% |
| 24 - 35 mo. IRA Fixed Rate |
$10,000 $1,000 |
$10,000.00 |
1.64% |
1.65% 1.55% |
| 36 mo. IRA Fixed Rate |
$10,000 $1,000 |
$10,000.00 |
1.64% |
1.65% 1.55% |
| *If Daily Available balance this or more: | ||||
| *IRA Money Market (Additional Deposits Allowed. Minimum deposit to open IRA Money Market is $250) |
$20,000 $2,500 up to $2,500 |
$20,000 |
0.60% 0.40% 0.35% |
0.60% 0.40% 0.35% |
- Minimum deposit to open a Coverdell Education Savings Account is $50. All above rates and terms apply for a CESA
- The annual percentage yield assumes interest will remain on deposit until maturity. There is a penalty for early withdrawal and a withdrawal will reduce the earnings.
- The stated interest rate on the *IRA Money Market pays on the entire balance for the corresponding tier.
- Fees may reduce earnings.
- The rates and yields are accurate as of the above date.