Business Banking
When it comes to your business, RNB is all business.
Managing your business can be tough enough, managing your business finances shouldn’t be. At RNB we have business lending and customer service professionals who can help you get just the right product, whether you’re expanding facilities or purchasing new equipment, offering an HSA plan to your employees or simply trying to stay on top of monthly cash flow. And whether you’re a bricks-and-mortar company or e-commerce entity, our range of online banking capabilities will make all your financial tasks faster, easier and more efficient.
- Business Checking
- Business Lending
- Merchant Card Services
- Business Services
Business Checking: Helping you stay on top of your bottom line.
Clients, vendors, employees, suppliers – with everything you have to deal with everyday just to run your business, the last thing you need is a checking account that makes you work. At RNB, we believe your checking account should work for you, so we’ve designed in the kinds of simple, time-saving features that let you take care of business – easier, faster and more efficiently. And we’ve made it all affordable, so you can lower your costs, not your expectations.
- $100 minimum deposit to open
- $5.00 monthly maintenance fee, $0.18 per check and $0.15 per transit item*
- A monthly earnings credit based on balances maintained is applied to fees
- Detailed monthly statements included
*Transit item is defined as any check deposited which is not drawn on Randolph National Bank.
Business Lending: The capital you need to achieve the next stage of success.
As a business owner, you know that managing both sides of your balance sheet is vital. That means an effective borrowing strategy is just as important to achieving your goals. At RNB, we can help you manage your liquidity needs within the context of your business and financial plan, with options that are simple and flexible regardless of whether you need short-term working capital or a long-term business loan. Our loans and lines of credit can be used to meet cash-flow needs, finance receivables, purchase inventory, upgrade your facilities, invest in new equipment, purchase investment real estate or take advantage of business opportunities. Speak to one of our highly experienced business lending officers – they’ll help you get access to the money you need to help your business grow.
RNB offers:
- Competitive rates and pricing
- Loan/line amounts to fit your needs
- Small Business Administration, Vermont Economic Development Administration and other lending programs.
- Municipal loans to municipalities and school districts throughout the White River Valley.
- Automatic payments from your Business Checking account
Merchant Card Services: Don’t be in business without it.
U.S. consumers spent nearly two trillion dollars using credit cards in 2009 – that makes accepting credit cards a pretty attractive option for any business. RNB merchant card services expand payment options for your customers while simplifying your business operations and increasing revenue. We enable your business to accept credit cards, debit cards, electronic checks, gift cards, and other payment options – in person and from online transactions. Payments made by customers are direct-deposited into your RNB business checking account so you have fast access to those funds. Regardless of the size of your business or what business you’re in, there's a system that’s tailored for your needs. For more information, call or stop by, or contact us online.
Business Services: Running your business isn’t always easy, but we try to make it simpler.
When you’ve got a business to run, you can’t always be running to the bank during business hours. Or maybe you just don’t have time. Either way, our keyed night depositories make after-hours deposits convenient for you, and you have the security of knowing our professional tellers verify deposits every morning. You’ll find night deposit facilities at all of our branches except Randolph Main Street.
Business Services: Running your business isn’t always easy, but we try to make it simpler.
When you’ve got a business to run, you can’t always be running to the bank during business hours. Or maybe you just don’t have time. Either way, our keyed night depositories make after-hours deposits convenient for you, and you have the security of knowing our professional tellers verify deposits every morning. You’ll find night deposit facilities at all of our branches except Randolph Pleasant Street.
Deposit accounts are FDIC insured. Please review the Your Insured Deposits brochure and Important Disclosures Regarding the 01/01/2013 FDIC Insurance Rules to determine your coverage. The brochure is also available in our offices or on the FDIC website.


