CD Rates
Tying up a great rate shouldn’t mean tying up your money —
our CDs work as short as seven days.
CD Rates effective as of February 23, 2012
To verify current rates, please contact a customer service representative at 802-728-9611 or stop by your local RNB branch.
| Term Of CD | Minimum Deposit to Open* | Minimum Balance To Obtain The APY* | Interest Rate | Annual Percentage Yield | Rewards Interest Rate | Rewards Annual Percentage Yield |
|---|---|---|---|---|---|---|
| 6 Month No-Penalty (see details CD Terms) |
$10,000 $2,500 |
$10,000 $2,500 |
0.32% 0.22% |
0.32% 0.22% |
0.45% 0.35% |
0.45% 0.35% |
| 6 to 11 Month | $10,000 $2,500 |
$10,000 $2,500 |
0.37% 0.27% |
0.37% 0.27% |
0.50% 0.40% |
0.50% 0.40% |
| 12 Month "Small Saver" (additional deposits permitted) |
$100 | $100 | RNB Checking Customers Only |
RNB Checking Customers Only |
0.50% | 0.50% |
| 12 to 13 Month | $10,000 $2,500 $500 |
$10,000 $2,500 $500 |
0.62% 0.52% 0.42% |
0.62% 0.52% 0.42% |
0.75% 0.65% 0.55% |
0.75% 0.65% 0.55% |
| 14 to 23 Month | $10,000 $2,500 $500 |
$10,000 $2,500 $500 |
0.67% 0.57% 0.47% |
0.67% 0.57% 0.47% |
0.80% 0.70% 0.60% |
0.80% 0.70% 0.60% |
| 18 Month "Bump Up" | $500 | $500 | 0.77% | 0.77% | 0.90% | 0.90% |
| 18-24 Month "Cash and Carry" |
$1,000* | $750* | RNB Checking Customers Only |
RNB Checking Customers Only |
0.90% | 0.90% |
| 24 to 29 Month | $10,000 $2,500 $500 |
$10,000 $2,500 $500 |
0.91% 0.82% 0.72% |
0.91% 0.82% 0.72% |
1.04% 0.95% 0.85% |
1.05% 0.95% 0.85% |
| 30 month | $10,000 $2,500 $500 |
$10,000 $2,500 $500 |
0.96% 0.87% 0.77% |
0.96% 0.87% 0.77% |
1.09% 1.00% 0.90% |
1.10% 1.00% 0.90% |
| 36 Month | $10,000 $1,000 |
$10,000 $1,000 |
1.21% 1.11% |
1.22% 1.12% |
1.34% 1.24% |
1.35% 1.25% |
| 60 Month | $10,000 | $10,000 | 1.60% | 1.61% | 1.73% | 1.75% |
Disclaimer:
* With the exception of our "Cash'n'Carry CD", your minimum daily balance must equal the minimum deposit requirement for each CD in order to obtain the stated Annual Percentage Yield. The minimum daily balance requirement to obtain the stated APY on our "Cash'n'Carry CD" is $750. ** The 24 Month Variable CD rate is based on the 90-day Treasury bill rate, and it adjusts quarterly.
- The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal prior to maturity will reduce earnings.
