Personal Checking
Randolph National Bank offers several ways to earn service charge free checking! Let one of our customer service representatives help you find the perfect checking account and options to fit your needs.
For your convience, RNB offers additional services:
- Pair your checking account with a savings account and enroll in free overdraft protection!
- Add a free ATM/debit card!
- Use direct deposit and get your money in your account faster!
- Sign up for free online banking and bill pay!
- Ask for combined statements and receive your checking and savings statements in the same envelope!
- Rewards Checking
- Free checking account when you maintain any qualifying account* relationship with Randolph National Bank!
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- Unlimited check writing!
- No minimum balance!
- No monthly service charge!
- First order of checks free of charge!
- Free ATM or MasterMoney© Debit Card!
- Free Overdraft Protection!
- As a Rewards Club member you receive preferred rates on loans and CDs.
- *Qualifying accounts include home mortgage, home equity line of credit, personal installment loan, RNB Mastercard©, Certificate of Deposit, IRA, Money Market, Savings account with a balance of at least $200, or a savings account with a monthly automatic deposit from checking of $25 or more.
- Regular Checking
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- Maintain a monthly minimum balance of $200 and receive no service charge.
- If balance drops below $200, there will be a $2.50 charge incurred
- Keep a monthly minimum balance of $500 or more and receive no per check fee of $.25 in excess of 10 per month.
- NOW PLUS Checking
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- Offers interest earned on the daily available balance every day that your balance is $500 or more.
- Maintain a minimum balance of $500, and no service charge will be incurred.
- If balance drops below the minimum, charges are $3.00 per month and $.18 per check.
- Prime Rewards Checking
- Individuals at least 50 years of age qualify for this completely free checking account, which includes free checks (limited selection) each time you order!
- Health Savings Account Checking
- The Health Savings Account (HSA) is a special tax-qualified account that makes it possible for people enrolled in high-deductible health plans to save money for medical expenses tax free. RNB Health Savings Account Checking features include:
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- No account set-up, maintenance or closing fees
- Tiered interest rates
- Convenient account access by debit card, check and bill pay
- Review account using free Online Banking
- Account balances belong to the individual and carry over from year-to-year and job-to-job.
- Frequently Asked Questions
Deposit accounts are FDIC insured. Please review "Questions & Answers About Your Insured Deposit with the FDIC" brochure to determine your coverage. The brochure is available in our offices or at the FDIC website.