Checking Accounts
Randolph National Bank offers several ways to earn service charge free checking! Let one of our friendly, professional customer service representatives help you find the perfect checking account and options to fit your needs.
Randolph National Bank also offers Additional Services such as ATM and debit cards for qualifying applicants, free overdraft protection through the use of automatic transfers from your other RNB accounts (you must sign-up for this service), and the ability to have your paycheck or social security check direct deposited into your account.
Rewards Checking
Free checking account when you maintain any qualifying account* relationship with Randolph National Bank!
- Unlimited check writing!
- No minimum balance!
- No monthly service charge!
- First order of checks free of charge!
- Free ATM or MasterMoney© Debit Card!
- Free Overdraft Protection!
- As a Rewards Club member you receive preferred rates on loans and CDs.
*Qualifying accounts include home mortgage, home equity line of credit, personal installment loan, RNB Mastercard©, Certificate of Deposit, IRA, Money Market, Savings account with a balance of at least $200, or a savings account with a monthly automatic deposit from checking of $25 or more.
- Maintain a monthly minimum balance of $200 and receive no service charge.
- If balance drops below $200, there will be a $2.50 charge incurred and $.25 per check in excess of 10 per month.
- Offers interest earned on the daily available balance every day that your balance is $500 or more.
- Maintain a minimum balance of $500, and no service charge will be incurred.
- If balance drops below the minimum, charges are $3.00 per month and $.18 per check.
Individuals at least 50 years of age qualify for this completely free checking account, which includes free checks (limited selection) each time you order!
Health Savings Account Checking
The Health Savings Account (HSA) is a special tax-qualified account that makes it possible for people enrolled in high-deductible health plans to save money for medical expenses tax free. RNB Health Savings Account Checking features include:
- No account set-up, maintenance or closing fees
- Tiered interest rates
- Convenient account access by debit card, check and bill pay
- Review account using free Online Banking
- Account balances belong to the individual and carry over from year-to-year and job-to-job.
- Frequently Asked Questions
Deposit accounts are FDIC insured. Please review "Questions & Answers About Your Insured Deposit with the FDIC" brochure to determine your coverage. The brochure is available in our offices or at the FDIC website.


